Health Insurance Made Clear
Marketplace and private health insurance options with friendly, independent guidance.
Finding health insurance shouldn’t require a medical degree, a spreadsheet and days of research.
Health Palm Beach Insurance Advisors helps individuals, families, self-employed professionals and small-business owners understand their coverage options without pressure or confusing insurance language.
Based in Palm Beach County and serving clients in Florida and other states where licensed, we can help you compare Marketplace and private health insurance based on your needs, doctors, prescriptions and budget.
There is no cost or obligation to review available options with Health Palm Beach.
Marketplace or Private Health Insurance?
Marketplace Plans
Marketplace plans provide comprehensive individual and family health coverage. Based on household income, family size and other eligibility factors, some applicants may qualify for savings that reduce monthly premiums and other healthcare costs.
Marketplace plans cover essential health benefits and cannot deny coverage or charge more because of a pre-existing condition.
Private Health Plans
Private health plans outside the Marketplace may offer additional coverage options. Benefits, provider networks, eligibility requirements and limitations vary by plan.
Some private options may include health questions, exclusions, waiting periods or restrictions involving pre-existing conditions. Review the policy details carefully before enrolling.
More Than Just the Monthly Premium
Deductibles and out-of-pocket costs
Doctor and hospital networks
Prescription coverage
Benefits and exclusions
Eligibility for Marketplace savings
Health Palm Beach can help you understand how these details may affect your coverage and costs.
Need Coverage Now?
You may still have options outside the annual Open Enrollment Period.
Losing health coverage, moving, getting married or welcoming a child may qualify you for a Special Enrollment Period. Private options may also be available at other times, depending on your state and eligibility.
Let’s Find the Right Direction
Start with one of our online quoting tools, or schedule a no-cost conversation with a licensed insurance advisor.
Trusted By Our Clients