Retirement Income & Insurance • Palm Beach County

A Clearer Path
to Retirement.

Understand how your retirement income, everyday expenses, healthcare, and insurance fit together—with a complimentary analysis and personal guidance.

Start Your Analysis →

Your next chapter starts with nine questions. Complimentary review. No obligation.

LOCAL & INDEPENDENTCOMPLIMENTARY ANALYSISPERSONALIZED GUIDANCENO PRESSURE

Your first step • 9 simple questions

Start Your
Analysis.

A clearer picture begins with you.

Tell us about your retirement timeline, income, spending, healthcare, and the people you want to protect. Estimates are welcome.

Simple to complete
Nine planning questions, followed by your name and email for follow-up.

Personal guidance
We review your responses and reach out about a complimentary conversation.

No pressure
No obligation to purchase. “Not sure” is a useful answer.

Please do not include account numbers, Social Security numbers, or medical details. Your responses go to Health Palm Beach Insurance Advisors to help prepare your requested analysis. Privacy information.

YOUR RETIREMENT SNAPSHOT

One question at a time. A thoughtful next step.

Need help? Call (561) 896-8992.

The bigger picture

Retirement is more than
a number on a statement.

When will you retire? How will your income support your lifestyle? What happens when healthcare costs or your plans change? We help bring those questions into one understandable conversation.

01 / INCOME

Know what comes in.

Review Social Security estimates, pensions, savings, and other income sources alongside your retirement timeline.

02 / LIFESTYLE

See what goes out.

Consider everyday spending, travel, housing, healthcare, and the goals that make retirement yours.

03 / PREPARATION

Explore what could change.

See how rising costs, a longer retirement, or changing insurance needs could affect your income.

Clarity through Retirement Analyzer

See how the pieces
work together.

Health Palm Beach uses Retirement Analyzer software from Thomas Gold Solutions to organize your information and illustrate retirement income scenarios.

We use the information you share to compare possible retirement scenarios, identify potential income gaps, and explain your options in plain English.

Learn about Retirement Analyzer ↗

Projections are hypothetical, depend on the information and assumptions used, and do not guarantee future results.

What we review together

A useful picture of your next chapter

Your retirement goals and expected timing
Income sources and estimated expenses
Potential gaps between income and spending
Medicare and healthcare cost considerations
Life insurance and annuity questions
Questions to take to your tax, legal, or investment professionals

What the conversation can help clarify

Your retirement.
A more useful picture.

Less guesswork. More context. We connect the information you bring with the decisions you want to understand.

1. Your income picture

Organize estimated income and spending around your retirement timeline.

2. Questions worth exploring

Identify possible gaps, changing expenses, and insurance needs to discuss.

3. A thoughtful next step

Leave with a clearer list of priorities and questions for the professionals on your team.

Illustrative overview of the conversation, not a sample client result or a promise of a particular outcome.

Insurance decisions, connected

Protect the life
you are planning for.

Your coverage should fit your stage of life. We help you understand insurance options within the context of your needs and retirement goals.

Medicare & healthcare

Discuss the transition to Medicare, coverage choices, premiums, and out-of-pocket costs. Retiring before 65? We can also review Marketplace and private health coverage.

Explore Medicare guidance ↗

Annuities & income

Explore whether a fixed or fixed indexed annuity may help address an income need. Compare benefits, access to your money, withdrawal charges, and contract limits.

Explore annuities ↗

Life insurance & legacy

Review protection for the people who depend on you, existing policies, and the role life insurance may play in your family's goals.

Explore life insurance ↗

Your local guide

A real conversation.
A thoughtful next step.

Jonathan Jordan, founder and licensed insurance advisor at Health Palm Beach, brings a personal, educational approach to retirement income and insurance conversations.

Based in Palm Beach County, we help clients in Boynton Beach, Delray Beach, Lake Worth Beach, and surrounding communities, as well as other states where licensed.

Meet the Health Palm Beach team ↗

Your team matters.

Retirement decisions can cross several specialties. We focus on insurance education and analysis, and help identify questions to discuss with your CPA, attorney, and investment advisor.

Our role is to help you understand the insurance pieces and coordinate the conversation around your goals.

A simple process

From questions
to a clearer picture.

01 / DISCOVER

Start with nine questions.

Complete the short survey with your priorities and estimates. We will review your answers and contact you about your analysis.

02 / EXPLORE

Review the information.

Bring income estimates, expenses, and insurance details. We organize the picture and explore relevant scenarios.

03 / CLARIFY

Identify your next steps.

Review the findings together, discuss insurance options when appropriate, and identify questions for your other professionals.

Helpful to have for your analysis

Your Social Security estimate, pension information, approximate savings and account balances, monthly spending estimate, and current insurance policies. Start with what you have; your first conversation can help clarify what else is needed.

Resources behind our independent agency

Local service.
Established industry support.

Our professional relationships support access to insurance resources, education, and case support across the areas we serve.

CreativeOne

Resources and case support for life insurance and annuity solutions.

About CreativeOne ↗

Senior Market Sales

Technology and insurance resources supporting our Medicare practice.

About Senior Market Sales ↗

O’Neill Marketing

Support for our Marketplace and private health insurance practice.

About O’Neill Marketing ↗

These organizations support our agency. Their services and licenses do not expand the services or advice Health Palm Beach is authorized to provide.

Questions, made clear

Your questions, answered.

What is a retirement income analysis?

It is a review of your goals, estimated retirement income, expenses, and insurance needs. We use Retirement Analyzer to illustrate hypothetical scenarios and discuss potential income gaps and next steps.

Is the analysis complimentary?

Yes. Health Palm Beach offers the retirement income analysis at no cost and with no obligation to purchase insurance. If you purchase an insurance product through us, we may receive compensation from the insurance company.

Do I need to be ready to retire?

No. The conversation can be helpful whether you are preparing for retirement or already retired and reviewing your income and coverage.

Will I need to purchase an annuity?

No. We begin with your goals and circumstances. An annuity is one insurance option we may discuss when appropriate, with its costs, limitations, liquidity, and alternatives explained.

Do you provide investment, tax, or legal advice?

Health Palm Beach provides insurance education, analysis, and guidance. We do not provide securities, tax, or legal advice through this service. We encourage coordination with appropriately licensed professionals.

How does Medicare fit into retirement?

Healthcare premiums and out-of-pocket expenses affect retirement spending. We can help you review Medicare coverage and enrollment questions and identify premium or tax-related questions to discuss with the appropriate professionals.

Your next step

Make room for
a clearer conversation.

You do not need every answer before you begin. Start with your questions, your priorities, and a local advisor who will help you connect the pieces.